@Erica3 Hi Erica, I am very interested in the information you have provided re your hosting insurance. I missed this when you first posted it but I would like to know further details. The only company that I have been aware of operating in the Canadian market is Square One Insurance who operate out of Vancouver but they only cover as far east as Ontario at this stage of the piece. Here is the link....
https://www.squareoneinsurance.ca/
I am trying to gain as much reliable information as I can regarding hosting insurance options in Nth America. It's basically a relatively new market and in a few years will become much more widespread with the size of the hosting industry. But it appears many hosts just hope for the best at this stage or put their faith in the Host Protection Scheme which is fraught with peril.
Thanks for what you have provided Erica and I hope you can fill in a few more blanks....cheers.....Rob