Hi@Jeff
That's interesting as I was under the impression it was air bnb who had verified guest payment methods, as I use air bnb as a guest myself and I had to verify the details of my credit card, including expiry dates etc as a condition of being able to use the air bnb platform as a guest.
When I get a same day booking or any booking as I’m an Instant Book host, the payment is accepted and gone through immediately with a message saying payment of XYZ from guest XYZ and that it will be in my payment account by such and such a date.
I do not use PayPal, but an account set up specifically for my air bnb activity.