Hi@Sarah
Here in the UK many new houses are of timber frame construction.
Here in the UK many houses have wood burning stoves, it’s become a very middle class thing apparently and now very fashionable.
Here in the UK we have amongst the most tightly regulated building control measures, regarding potable water supplies, building regulations, electrical installation and gas heating regulations which are all tightly monitored and controlled with certification required from registered CORGI installers for gas heating etc.
We have tight regulations regarding the installation of wood burning stoves where the back board must be fully non combustible, a minimum distance away from any combustible material, including the floors, etc.
I have beautiful wooden parquet flooring throughout and to comply with building regulations I had to place my wood burning stoves on top of a minimum required thickness of a non combustible material, in my case Caithness Slate.
Here in the UK if a home does not pass our strict planning regulations, or building control, it does NOT get a completion certificate and you are not allowed to live in it.
Council planning departments are notoriously picky.